Commercial Bridging loans are used when there is a gap in financing that needs filling quickly. Our flexible approach is down to our network of High Net worth Investors and Bridging Partners. Commercial Finance can be used for any legitimate purpose including investment property purchase, working capital, equity release, order fulfillment and similar requirements.
Terms and interest rates offered to depend on the amount of funding required and loan term but start from just 0.75% per month, in many cases interest payable can be ‘rolled up’ into the loan for an agreed period. For a Commercial Bridging Loan, the overall use of the property has to be more than 40% commercial. For example, if you were buying a retail unit with a flat above it the retail unit’s value would have to be more than 40% of the total value.